Benefits are payable subject to policy provisions, limitations and exclusions. 

There is a $50 deductible for an accidental injury which requires an Emergency Room visit.

Medical Expense Benefit:  Outpatient covered expenses include physician charges, surgery, x-rays, reduction of fractures or other emergency first-aid expenses incurred in a physician’s office, clinic, outpatient hospital facility or ambulatory surgical center which are incurred within 28 days of the accident.  Inpatient covered expenses include physician charges, hospital room and hospital billed services and supplies that are incurred within 28 calendar days of the accident. 

Air & Ground Ambulance Benefit:  Pays benefits for covered expense for ground or air ambulance transportation (within 28 days of accident) due to an accidental injury. Accidental Death Benefit:  For loss of life due to accidental injury (within 90 days of the accident).

Accidental Dismemberment Benefit:  Paysbenefits if the Primary Insured suffers a specified dismemberment due to accidental injury within 90 days of the accident.   This benefit applies only to the Primary Insured. The total amount payable for all losses resulting from the same accident  will not exceed the Maximum Dismemberment Benefit Per Accident.  Dismemberment benefits are paid in lieu of other benefits if they exceed other benefits payable under the policy.  If both an Accidental Death Benefit and an Accidental Dismemberment Benefit  would otherwise be payable, benefits will be paid under the provision that would pay the most.

•  Choose your own doctor or hospital

•  Covers individuals or families

•  Guaranteed Renewable for Life

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